Independent hackathon prototype. Not affiliated with, endorsed by, or connected to the Government of India. All data shown is synthetic. What's real →
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Built around the first hour

Stolen money can be stopped for about an hour.Don't spend it on a form.

When money leaves your account, the bank on the other side can still put a hold on it — if it hears in time. Today's portal starts with a category dropdown, a login and a long form. Here you say what happened in your own words, and the freeze request goes out before the paperwork.

Takes about 3 minutes. You can stop and come back at any time.

Bigger text, one question at a time, and we can read the page out loud.

The same hour, twice

What each journey does with the sixty minutes after money moves.

The portal today

Bank is told · 45 min

  1. 1Choose a door
  2. 2Register with OTP
  3. 3Pick category, then sub-category
  4. 4Incident form
  5. 5Suspect details
  6. 6Your details
  7. 7Preview and submit

Here

Bank is told · 4 min

  1. 1Say what happened
  2. 2Freeze request out
  3. 3Details
  4. Filed · 12 min
  5. The rest of the hour belongs to the bank, not the form.
Illustrative minutes, not measurements. The portal's steps are its own; a hold on the receiving account is what the 1930 and CFCFRMS chain exists to place.

What happens, in order

Five screens. The names here are the names on the screens.

  1. 1

    What happened

    Type it or say it, in your own language. No login, no category to pick.

  2. 2

    Act fast

    If money moved, the six things a bank needs go out now, against a countdown.

  3. 3

    Details

    A short form that asks only what your kind of case needs, already filled from what you said.

  4. 4

    Review

    Everything in plain language, with consent given item by item.

  5. 5

    Track a complaint

    Who holds your case, what they owe you by when, and what to do if they miss it.

Who acts after you press file

A complaint is a request to four systems. Each has a clock, and this site shows you all of them.

Your bank
Report within three working days and your liability for an unauthorised transaction is zero. RBI/2017-18/15.
1930 and CFCFRMS
The helpline's chain to the receiving bank can place a hold on the money while it is still there.
The police unit
Progress must be reported to you, and an investigation has a statutory clock. BNSS 193(3)(ii) and 193(2).
A counter with no signal
Filing is a local act. You get your number offline, and the tracking page says “not yet delivered” until it is.

Every mocked dependency is labelled on the screen where it appears. What works and what is mocked.

Want the side-by-side? See the current journey and this one, screen for screen, on the before and after page.